Organisation

Strong leadership for a strong bank

Our management is comprised of seasoned professionals with strong experience in finance and related fields.

  • A message from our Boards
  • Board of Directors
  • Executive Board
  • Private Investment Bank, Nassau
  • Norinvest Holding SA
Related links
A message from our Boards

Our promise: Banking on a human scale

We live in a world of remarkable technical innovation. Today, it seems that almost anything can be had with the push of a button, and that there is hardly any part of our lives that technology does not touch. This is certainly true of the world of banking, which, although always heavily dependent on technology, is currently experiencing what may be its most profound period of technological change ever.

There is much good in this. As investors, our globalised financial system allows us access to more markets, products and services than ever before. Today individuals and small asset managers can easily make use of capabilities previously reserved only for the largest organisations, at a fraction of the cost compared to just a decade before. 

But there is another side as well. For all our communications channels and social media platforms, the modern world can sometimes feel impersonal. For all of the miracles of modern finance, banking can seem that way too. With its technical sophistication, its mathematical precision, and its impenetrable jargon, our industry today seems for many a far cry from what they used to understand under the term ‘bank’.

We are well aware of this. At Banque Cramer, we have great respect for the tools of modern finance, and have made it our business to master them. But we have never lost sight of the fact that banking is as much an art as it is a science. That is because, at heart, it serves very human ends: the creation and protection of wealth, whether for individuals or organisations, so that they can prosper, and society along with them.

As your trusted advisor, our promise is simple. You can be confident that we are very good at what we do. You can always count on us to do our job thoroughly and with your best interests in mind. And you can be sure that we will never forget what banking really is: a human endeavour, built on a strong, mutually respectful, human relationship.

Marco J. Netzer
Chairman of the Board of Directors
Alberto Bertini
CEO a.i.

 

Strategic leadership

Board of Directors

Our Board of Directors is responsible for the strategic direction and oversight of our business. Its members bring a wealth of business and financial industry experience to our bank.

Members of the Board of Directors:

Marco J. Netzer

Chairman of the Board

Marco J. Netzer holds a law degree from the University of Zurich and is a qualified fiduciary accountant. He has extensive experience in the fields of banking and finance. He has held a number of important positions at UBS both in Switzerland and in Hong Kong, where his role included responsibility for private banking and asset management for the whole of the Asia region. In 1998, he joined Banca del Gottardo as Chief Executive Officer for the entire Group, before becoming Chairman of the Board of Banque Cramer in 2006, where he is playing a key role in its development.

In 2007 the Swiss Federal Council appointed Mr Netzer Chairman of the Board of Directors of the Swiss Federal Social Security Funds OAI/II/IC, a position he held until the end of 2015. Among other mandates, Mr Netzer sits on the Foundation Board of the Zürich Anlagestiftung, where he chairs the Investment Committee, and is also member of the Board of Directors of the Swiss Banking Association, a member of the Committee of the Association of Swiss Asset and Wealth Management Banks and the Associazione Bancaria Ticinese.

Massimo Esposito

Vice-Chairman

A founding member of Norinvest Holding SA (NIH) and its Chairman since its inception, Mr Esposito is one of NIH’s leading exponents. With NIH’s background in the industrial and property sectors, his first challenge was to refocus its activities on the financial sector, initially through asset management, later through securities dealing, and finally through the creation of Banque Cramer & Cie SA in 2003.

Alongside these roles, Mr Esposito was the driving force behind the 2007 takeover by NIH of Groupe Golay Buchel Holding (GBH), which he had chaired for 20 years. The strategic conversion of Groupe GBH – which specialised in luxury jewellery on an international scale – to the financial sector enhanced NIH’s financial strength and, under Mr Esposito’s leadership, saw it obtain a listing on the SIX Swiss Exchange stock exchange in 2008. 

Arthur Bolliger

Board member

Until his retirement at the end of 2011, Arthur Bolliger spent nearly a quarter century at the Maerki Baumann Group, Zurich. Between 1988 and 2008, he was CEO of Maerki Baumann & Co AG, Private Bank, and from 2009 to 2011, Chairman of InCore Bank AG, which is also affiliated with the Group. From 2002 to 2010, he was a member of the Executive Committee of the Swiss Bankers Association. Prior to joining Maerki Baumann Group, Mr Bolliger held senior positions within several international companies, including Bank in Liechtenstein, Dow Chemical, Dow Banking Corporation, and Banque Lambert, Luxembourg.

Today, Mr Bolliger is active as a Director of several companies including Neue Bank AG, Vaduz, Klingelberg AG, Zurich, and a family office. He is a member of several boards of foundations, among them Swisscontact, which focuses on international development, the Pestalozzi Children's Foundation in Trogen, the Ernst Ludwig Kirchner Foundation, Davos as well as serving on the Advisory Board of the Zurich University of the Arts. He is also a member of the Chief Executives' Organisation and the Rotary Club. Mr Bolliger has been a member of the Board of Directors of Banque Cramer since 2012.

Michel Ehrenhold

Board member

Michel Ehrenhold holds degrees from the University of Geneva (law) and the London School of Economics (LL.M. in Commercial and Corporate Law), and qualified as an attorney-at-law in Geneva. He has 15 years of experience in investment banking in Zurich, where he advised numerous clients on capital markets transactions (primarily equity capital markets) and on mergers and acquisitions (M&A). Michel Ehrenhold is also a financial analyst certified by the CFA Institute (CFA charterholder).

In 2015, Michel Ehrenhold was appointed Group Secretary General at NORINVEST HOLDING SA. He joined the Board of Directors of Banque Cramer & Cie SA in April 2016.

Manuel Leuthold

Board Member

Manuel Leuthold obtained a Master of law and a Master of Sciences (Economics) from University of Geneva.

He then joined UBS where he spent 27 years in several positions in Corporate and Institutional Banking, Commodity Finance, Trade Finance and Retail Banking in Geneva, Lausanne and Zurich where he was Head of Corporate and Institutional Clients Switzerland and Member of the Swiss Executive Committee.

He also spent 4 years as Chief Administrative Officer of the Edmond de Rothschild Group, based in Geneva and worked in Private Banking and Asset Management. He was in charge of all support functions of the Group.

He was appointed by the Swiss Federal Council as Chairman of the Board of Directors of compenswiss (Swiss Social Security Funds) as of 1 January 2016. He is also Chairman of the Economic Development of the Canton of Vaud and sits on the boards of various banks, companies and institutions. Manuel Leuthold joined the Board of Banque Cramer & Cie SA in April 2016.

Sophie Maillard

Board member

Sophie Maillard started her career as a lawyer in the Compliance Department at Credit Suisse in Zurich. In 2005, she joined the Swiss Federal Banking Commission in Bern (afterwards called FINMA) as a specialist in the Authorisation Department for Banks and Securities Trading Companies. Since 2012 she has been a partner at BRP Bizzozero & Partners SA in Geneva. The firm specialises in advising banks and financial institutions on regulatory and compliance issues. 

Ms Maillard is a lecturer at the University of Geneva for the Certificate of Advanced Studies in Compliance Management and also co-author of a publication written with Alessandro Bizzozero on relations between depository banks and independent asset managers. She joined the Board of Directors of Banque Cramer in 2015.

Christian Mossaz

Board member

A qualified chartered accountant, with a degree in economic sciences, Christian Mossaz has extensive experience in bank auditing, internal audit and risk management in the fields of international trade finance and private banking. Between 1999 and 2007, he set up and managed the Internal Audit Department of BNP Paribas (Suisse) SA, notably during the merger of the banks UEB, BNP and Paribas.

After occupying various other positions in the banking and external auditing sectors, Mr Mossaz held the role of Risk Manager at United European Bank. He has been a member of the Board of Directors of Banque Cramer since 2008.

Related link

Operative leadership

Executive Board

The Executive Board is responsible for the operative leadership of our bank. It is comprised of highly experienced financial industry professionals with a wide range of proven skills.

Members of the Executive Board:

Alberto Bertini

Chief Executive Officer a.i.
Chief Financial and Operations Officer

Alberto Bertini has been Chief Financial and Operations Officer at Banque Cramer since 2014. A Swiss national, he has extensive experience in supporting business development with financial, risk and organisational specialties. Having started his career as an auditor, he has spent over 15 years building, restructuring and managing Swiss banks. Responsibilities have included Head of Organisation and Control at Banque Piguet, Deputy CEO of FIDEURAM Bank and Head of Global Bank Control Cell at the Geneva Head Office of UBP.

Mr Bertini holds a Masters degree in economics from the Université Panthéon Sorbonne in Paris, and is a certified Swiss Chartered Accountant.

Placido Albanese

Chief Investment Officer

Placido Albanese has been Chief Investment Officer of Banque Cramer since 2014, where he acts as Head of Asset and Portfolio Management, Execution Desk and Treasury. He is also Chairman of Banque Cramer’s Investment Committee and Asset/Liability Committee. Prior to joining Banque Cramer, he was among other things CIO of Liechtensteinische Landesbank (Switzerland) Ltd. Between 2005 and 2007, Mr Albanese was the recipient of multiple Lipper and S&P Fund Awards both in Switzerland and in Europe over one, three and five years.

Matteo Maccio

Chief Risk Officer

Matteo Maccio has been Chief Risk Officer of Banque Cramer since 2015, with responsibility for Legal & Compliance, Risk Controlling & Management and Strategic & Business Development. Prior to this, he was Head of Strategic & Business Development at Valartis Bank, shortly prior to and during the merger with Banque Cramer. 

From 2010 to 2013, Mr Maccio had been Chief Financial Officer and Chief Risk Officer as well as a member of the Executive Committee at Finter Bank, Zurich and, from 2009 to 2010, was Managing Director and Head Group Accounting & Reporting at Julius Baer. Prior to this, he worked in external and internal audit, advisory services and due diligence at Ernst & Young, was a Vice President at DEXIA, an Assistant Vice-President at the Zürcher Kantonalbank, and a Financial Controller at Credit Suisse. Mr Maccio is a certified IFRS and Swiss Public Accountant, and holds a Masters degree in physics and a PhD in theoretical physics from the École Polytechnique Fédérale de Lausanne in Switzerland.

Related link

Subsidiary

Private Investment Bank Ltd., Nassau

Private Investment Bank Ltd. is a fully licensed bank in the Bahamas established in 1982, and today a wholly-owned subsidiary of Banque Cramer & Cie SA.

Private Investment Bank Ltd. specialises in wealth management and investment counselling to individuals, offering tailor-made financial services with a range of diversified products as well as various financing possibilities. 

Related links
Downloads
Owner

Norinvest Holding SA

Banque Cramer & Cie SA is wholly-owned by Norinvest Holding SA (NIH), a company having family origins in the industrial sector going back to 1871.

Since the end of 2008, NIH has been quoted on the SIX Swiss Exchange stock exchange and is therefore subject to rigorous controls, offering its clients maximum transparency in relation to its activities.

Related links