Discover
Banque Cramer & Cie

our difference

Tradition & Entrepreneurship

Our bank was born from the alliance between an industrial group and an old and illustrious family of Geneva bankers, at the beginning of the 21st century.

Entrepreneurial know-how and risk management are the most significant added values we bring to our clients.

BANQUE CRAMER & CIE SA

At a glance

A Swiss bank

Banque Cramer is an establishment governed by Swiss law, with its Headquarters in Geneva and regulated by the Swiss Financial Markets Supervisory Authority (FINMA).

Our Auditors

They are internationally renowned. KPMG SA performs the role of External Auditor and PricewaterhouseCooper (PWC) performs the internal audit of the bank.

A Solid Bank

Our rigorous risk management is reflected by a Tier 1 ratio and short term cash ratio that are way above regulatory requirements and comparable to other prestigious financial institutions.

Tier 1 Capital Ratio

18.9 %

as of 31/12/2021
8% regulatory requirement

Short-term Liquidity Ratio

273.33 %

as of 31/12/2021

Our Commitment

Three Pillars

Client Proximity

Banque Cramer is a bank that still retains the characteristics of family establishment.

Our human scale and our structure enable us to serve our clients with the utmost care and to give them the reactivity they expect.

This also means that our clients can quickly reach the bank’s partners and key decision makers.

Independence

Our open architecture philosophy is at the core of our offering and of our research process.

It protects our clients from any conflicts of interest when recommending products and investment strategies.

It also gives them access to best-in-class expertise in every possible areas, whether they be found inside or outside.

Trust

Our central endeavor is to create and maintain strong, long-term partnerships.

Trust is at the foundation of any lasting relationship. It is based on mutual knowledge and is built over time.

Our clients’ trust can only be earned by adhering to the highest standards of professional ethics and through a regular and transparent communication.

Discover

Our History

An alliance between bankers and entrepreneurs.

Our bank was born at the begining of the 21th century, from the alliance between the Cramer family and the industrial group Norinvest.

Among the members of the Cramer family, one notices the illustrious mathematician Gabriel Cramer, whose research was a major contribution to modern economic theory.

Our bank traces back its origins to 1706, when Pierre Cramer was mentioned in the official list of recognised bankers published in the royal Almanach.

The industrial origins of the Norinvest group date back to 1871, in the construction sector. The group started its real estate activities in 1944 under the name NORBA.

In 1984, under the name Norinvest Holding SA, the group turns to the financial sector, first as an asset manager and later as a securities dealer (LBVM).

Gabriel Cramer
Gabriel Cramer, Mathematician (1704-1752)