Financial Institutions

Challenges

What does the future hold for our companies?

In a world where the pace of change is accelerating, our businesses face ever greater innovation and regulatory challenges.

We are aware that insufficient size is a key risk factor for any player in the field of financial services.

If you reflect on these matters and face similar challenges, Banque Cramer is open to dialogue.

Together, we can imagine and build the future of our companies.

Strategy

Our goals

Just like you, we want to endure and we aim to grow the value of our company.

Growth opportunities

We intend to continue our activities in private banking with a growing number of clients, new talent and the necessary financial resources to implement our strategies and remunerate our shareholders.

Even more than in the past, we will continue to identify and seize growth opportunities through strategic mergers and acquisitions.

Over the past 10 years

  • Acquisition and merger with Banque de Patrimoines Privés (2009)

  • Acquisition and merger with Banque de Dépôts et de Gestion (2013)

  • Acquisition and merger with Valartis Bank ZH (2014)

  • Acquisition and merger with AM & Finance SA Lugano (2019)
INTERNATIONAL EXPERTISE

Our Priority Markets

Latin America

Switzerland & Europe

Russia & CIS

Shareholding structure

Combine speed and flexibility

Our shareholding structure gathers only two entities governed by Swiss law.

Norinvest Holding SA (NIH), which was listed on the Swiss SIX stock exchange until 2018, holds 100% of the share capital of Banque Cramer & Cie and gathers all the shareholders.

The flexibility and speed offered by our corporate structure facilitates the evolution of the shareholding of the group, as the shareholders only intervene within Norinvest, without disrupting the ordinary running of the bank.

This structure allows for great speed during mergers and acquisitions while allowing interested parties to monetize their participation or swap it for NIH shares and continue their activities if they wish to do so.

The Partner of a private bank or the shareholder of an asset management company thinks like an entrepreneur. He constantly reflects both on his personal future and the future of his company.

Our group is no exception and its history can attest to its openness to dialogue, in order to consolidate its position in the interest of its clients, shareholders and employees.

Massimo Esposito

Chairman of the Board of Directors